Security and Use of Personal Data
We have physical, electronic, and procedural safeguards in place to protect client and borrower data. Blueprint employee access to the data repositories is controlled and limited. All data is kept on domestic servers and is backed up in triplicate for data reliability.
Data Collected – Client
We collect the following data about our users. Having user data allows us to provide better customer service and communicate with our users.
- First & Last Name
- Email address
- Login activity
Data Collected – Borrower
Blueprint is a mortgage income analysis tool. Thus we require specific data from tax returns and income documents to determine income. IncomeXpert does not need a real borrower’s name to accurately calculate income. By default the borrowers are referred to as: Borrower One, Borrower Two, and so on. The users have an option to change the default name from Borrower One, to be more specific. This is completely optional and at the discretion of the user.
Blueprint requires the following information from borrowers to be factually correct:
- Values from specific lines and boxes from tax forms
The following information may be fictitious and used to give anonymity the borrower:
- Borrower Name
- Borrower’s employer name
- Address of REO properties
IncomeXpert PLUS is a service where clients upload income and tax documents for automated scanning and data entry into Blueprint loan files. Blueprint’s software will scan all documents uploaded. Uploaded documents are secure during upload through the use of secure web communications, and secured at rest with data encryption. All data is stored in a continental US data center. The information uploaded by the client is scanned an processed for use in the Blueprint loan file.
Sharing of Data
Blueprint does not share any data about borrowers or users outside the company.
Old Data & Former Users
If your account is un-used for a period of 180 days your data will automatically be erased.
Data is retained for a period of time varying with the tier of service of the client account. See Terms of Service for details on varying retention periods.