Zone of confusion Posted on January 25, 2021 Most of us have yearly traditions, for example I completed my second year of spending New Years Eve in Florida versus good old snowy Michigan! Although this is a new tradition, I looked forward to it this year, and have it blocked off my calendar for 2022! Some traditions are not quite as fun, but necessary. Examples like taking down the Christmas decorations, getting your taxes ready, […]
FNMA Guidelines Changes Dec 7, 2019 Posted on December 7, 2019 Christmas season is a fantastic time of the year, but it can be very distracting! The month of December is full of work parties, time with family, and a crazy school schedule for the kids which are all things we don’t normally deal with. This all can lead up to distractions at work! I wanted to create this blog with a quick list of some of […]
Employment offers and contracts Posted on November 12, 2019 When I read LinkedIn from time to time, I have seen some funny memes on why people’s loans have died during the underwriting process. You know the culprits such as buying a new car, taking a cash advance on a credit card, and getting a new job! I agree with mortgage sales leaders that teach their followers about preparing your client to experience the mortgage process with […]
The new income on the block… Restricted Stocks (Part 2 of 2) Posted on October 31, 2019 In my last blog, I set the stage on practical applications for the new RU/RSU income. I also went over some of the guidelines which outline when and how the income can be used. For this installment, let’s get down to the “how” to properly calculate income. In case you missed part 1 here is the link “Part 1 RSU/RU the “new” income on the block..” […]
