Underwriting FAQ

The process of analysis of a borrower’s income for mortgages is one of the best documented processes in the lending...

Borrowers who have contributed to the US Government Social Security program may qualify for retirement, disability, or survivors benefits.  The...

There are four steps on how to calculate income for self-employed borrowers. Borrowers who are self-employed have two distinct roles...

IncomeXpert supports the grossing up of income outlined in the guidelines.  The amount the income can be grossed up depends...

A common issue in mortgage operations teams is a habit I call “Guideline Lumping.” This is when we don’t slow...