General underwriting topics, guideline changes, and industry trends.
We all can relate to those hard to find answers on questions about non occupant borrowers. This has a lot to do with how infrequent an application with these borrowers comes along.
Gift funds are still a top question I receive in underwriting, even though the rules have not really changed since I started in the mortgage business. I want to provide
The answer to this question has changed for the better as of April 25, 2017. Fannie Mae continues to improve and streamline the loan approval process with SEL 2017-04. In
Continuing on with part two of our blog series about the Fannie Mae Day 1 Certainty program, today we focus on the collateral section of the Day 1 program. Years
As we wrap up 2016 and get ready for 2017 our team at Blueprint just wanted to take 2 minutes to say thank you! We have had record growth in
I have two young adult children, my oldest is a senior in college this year. During his high school days and throughout his college time I have repeated this same
The cash flow forms such as the FNMA 1084 have been around for a very long time, with that being said if you do some research on mortgage industry thousands of
**updated 05/11/2019** Sometimes we have a borrower that is missing the AUS approval by a mere few dollars, nothing more heartbreaking than a 46% DTI approve/ineligible finding. But do not
Of the questions I have received is if I can make a training video or instructions for the 1084 & 91 forms. Generally speaking my first response would be no!
Sometimes when you are underwriting the same question seems to come in “three’s”. Maybe it is timing, maybe happenstance, or maybe different people are asking the same question about the same
