IncomeXpert is a complete mortgage income analysis solution.  IncomeXpert supports FNMA, FHLMC, FHA, VA, and USDA guidelines for every single income type in the guidelines.  IncomeXpert is the Turbo Tax for your underwriting team.  We give you consistent, and compliant income analysis with full reports, trending analysis, and guideline advisories.

ALL INCOME TYPES

Every income types outlined in the agency guidelines are supported.  Employed, self-employed, gross-up, rental income, and more.  Over 30 income types are included, as well as Bank Statements for non-agency lenders.

DOCUMENT UPLOAD

Upload borrower tax and income documents and IncomeXpert will scan them, identify the relevant income sources and automatically analyze the income according to agency guidelines. Automate your process

AGENCY GUIDELINES BUILT IN

Struggle to remember all of the agency guidelines?  IncomeXpert checks your loan for guideline compliance and provides warnings or advisories to keep you compliant and help you get the most income for your borrower.

CONSISTENCY

Struggle with getting consistent income? IncomeXpert gives teams consistency in determining income, performing trending analysis, and applying agency guidelines.  All team members get the same answer, every time.

IncomeXpert

A Complete Income System

Watch this quick demo video to see IncomeXpert in action.

How does it work

1. CREATE

Upload documents or manually enter data for the borrowers income.

2. CONFIGURE

Select the agency to set which guidelines will be used.  Enter the borrower tax information through our easy to use forms.

3. ANALYZE

Review income trends and pick 1yr or 2yr average.

4. REPORT

Lastly, print off a clear income analysis report showing how the income was determined.

INTEGRATIONS