Underwriting

If you have ever worked with a borrower who is an excellent saver but is coming up short on DTI ratio you might be able to use this extra trick

I would bet at one time or another you have Googled Freddie Mac Form 91 and gave it a try.  The purpose of this form is to create a uniform

When I worked as a mortgage recourse auditor, I had to play a game daily called “where’s waldo”.  I am sure you have heard of this game where you look

Over the last twelve months I have been confronted with quickly learning the in’s and outs of Fannie Mae Day 1 Certainty program, this blog is just about the income

Training, and especially ongoing training, is a key area for debate in many mortgage companies big and small. However, there are several reasons to suggest that regular training is well worth the

Over the last few months, my traveling schedule has been getting busier with more opportunities.  Personally, I love to get out of my normal environment and see new places and

A few weeks back I read a quote on LinkedIn that was brilliant…    “The marketing draws your clients in, your craftsmanship keeps them”   I personally have tried out

Up til a few days ago working with a borrower on a conventional loan who has an active IRS repayment plan meant a decline was probably going to be the

Welcome to our first blog of 2018, this marks our fourth year of creating content focused on the topic of mortgage underwriting!  There are many guideline changes already lined up

Many people reading this might be asking, “where is the latest mortgage underwriting topic?” Since it is Christmas I am asking for a favor to take a blog-cation to share