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Defects Increase 1

Income Defects

ACES reports income errors lead loan defect reasons 11th straight quarter When I write a blog headline, I try to balance the blog name between

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FHLMC 1099 INCOME

Freddie Mac Bulletin 2022-18

Freddie Mac Bulletin 2022-18 offers new method of income calculations for 1099 borrowers. The United States is looking at earning income much differently than it

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FHA Letter 2022 09

FHA Mortgagee Letter 2022-09

FHA has recently amended their guidelines to allow more flexibility to calculate income for borrowers whose variable income was affected by the COVID 19 pandemic

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Confused on Distrabutions

K-1 Income For Self Employed

Calculating K-1 income for self employed K-1 income for self-employed borrowers is one of the most common questions we receive. We understand—it’s complicated. As mortgage

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Crazy High YTD Calcs

Crazy Year To Date Income

When January rolls around we often see encouraging messages, stories, tweets, or other social media posts encouraging us as we cross into the new year. 

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