A few years back I wrote a blog explaining the rules that allow a lender to re-use the borrower’s appraisal for an additional transaction. (See the

For those of us who have worked in the mortgage industry long enough to become comfortable and familiar with all the jargon and acronyms, it

Our last blog we talked about how the changes to the 2018 1040 tax form affected mortgage underwriting requirements.  The key topic in that blog was that mortgage calculations

I know if you are in the mortgage business and clicked this link you’re wondering how you’re affected by the changes to the 2018 1040 form, not

One great thing about being involved with UberWriter is the chance to discuss different topics with mortgage professionals from different positions and companies.  This allows

When people ask me about my career in the mortgage business as an underwriter, the questions comes up “well what do you actually do?”.  The

One of the quotes I try to live by when developing content is:  “If you can’t explain simply, you don’t understand it well enough” –

When I am teaching about underwriting topics, Allregs makes some guidelines very clear which leaves no room for any grey area.  Then there are those

Today’s blog goes over one of the updates announced in  SEL 2018-08 by Fannie Mae.  I want to focus on the improvements for a borrower

Today we’re going over the Union Worker update published in Fannie Mae SEL 201A-08 posted 10/02/18.  Now this is not a major update or change

05/20/2019 Update We are updating our post on how to use the Form 91 from FHLMC.  To confirm you are using the correct Form 91

The MBA projects that mortgage volume will be about 1.8 Trillion for 2019, which is stable compared to 2018 but down compared to 2017.  The

On Freddie Mac’s home page, you will see the tag line “We Make Home Possible”, when I see changes in the guidelines as outlined on

Ever wonder why the IRS tax code is currently at 74,608 pages of information? (and yes, this is a rhetorical question).  I am convinced it