IncomeXpert is a complete solution to transform your operations. IncomeXpert supports FNMA, FHLMC, FHA, VA, and USDA guidelines for every single income type in the guidelines. Hence, we give you consistent and compliant income analysis with fully-documented reports, trending analysis, and guideline advisories.
All income types outlined in the agency guidelines are supported: Employed, self-employed, gross-up, rental income, and more. Over 30 income types are included, as well as Bank Statements for non-agency lenders.
Struggle to remember all of the agency guidelines? IncomeXpert checks your loan for guideline compliance and provides warnings or advisories to keep you compliant and help you get the most income for your borrower.
Upload borrower tax and income documents and IncomeXpert will scan them, identify the relevant income sources, and automatically analyze the income according to agency guidelines. Automate your process.
Struggle with getting consistent income? IncomeXpert gives teams consistency in determining income, performing trending analysis, and applying agency guidelines. All team members get the same answer, every time.
Upload documents or manually enter the borrower's income.
Select the agency to set which guidelines will be used. Enter the borrower tax information through our easy to use forms.
Review income trends and pick 1 year or 2 year average.
Lastly, print off a clear income analysis report showing how the income was determined.