IncomeXpert PLUS Supported Documents
IncomeXpert PLUS allows users to upload tax returns and other income documents and have the income automatically analyzed. IncomeXpert PLUS supports the following income types. Supported File Types When uploading documents to IncomeXpert PLUS users need to take care that the files being uploaded meet the following requirements. Failing to follow these requirements may result […]
IncomeXpert Overview Video
Do you want a full overview of IncomeXpert? This is a 10 minute demonstration of IncomeXpert. In this video we will provide a general overview of how to create a loan in IncomeXpert and analyze a borrower’s income. Topics in this video Creating a loan in IncomeXpert Adding borrowers to the loan file Picking agency guidelines […]
I’m locked out of my IncomeXpert account
We take the security of your data seriously. If someone attempts to log in incorrectly too many times we will lock them out for a period of time. This keeps hackers from constantly trying password combinations to gain access to your account. If you accidentally get locked out, just wait more than 5 minutes and […]
How do I add users to my IncomeXpert account?
If you have a PREMIUM, TEAMS, or ENTERPRISE account you will have the option to add additional users to your account. To begin go to the ACCOUNT page from the main navigation menu. If you don’t have the ACCOUNT option on your menu, this means your admin has not given you permissions to make changes […]
Creating your first loan file
Logging into IncomeXpert From your browser go to https://income.getblueprint.io/Account/Login.aspx Enter your user name and password. After a successful login you will be routed to the Loans page. Creating the Loan File From the Loan menu, click the Create Loan button. A new loan will be created and the screen will progress to the Borrower page. […]
How do I reset my password?
I know my password, but want to change it. To change your password to a new one. Login to IncomeXpert and click on your user name in the upper right hand corner. You will be taken to a screen where you can update your password or update your email. I don’t know my password and […]
Employment offers and contracts
When I read LinkedIn from time to time, I have seen some funny memes on why people’s loans have died during the underwriting process. You know the culprits such as buying a new car, taking a cash advance on a credit card, and getting a new job! I agree with mortgage sales leaders that teach […]
Foreign Income – What, Why, & How to qualify
Let’s imagine you got lucky while you were on your vacation to Australia and won $10,000 at the Crown Melbourne Casino and want to use that income to help pay for your mortgage?? ..sorry Charlie! The foreign income we are going to talk about today is when a citizen earns income from a foreign corporation […]
Getting the correct income is more than just math
We have upgraded UberWriter with some new functionality. Read on in the blog as we weave some underwriting knowledge with some product update news. One of the lessons I learned during my underwriting career is that the most likely reason a borrower defaults is due to their DTI. The DTI either starts off to excessive […]
Mortgage Profit and Loss Statements 101 | Blueprint
I have been writing blogs for UberWriter since 2013 on many different underwriting topics. While putting together some training information I realized that I have zero blogs about P/L’s in all six years! I was pretty surprised by that statistic since the question of P/L’s comes up quite a bit between April and October mainly […]