Yes, tip income can be used as part of your qualification, provided that these tips are properly reported. It’s important...
Underwriting is tough. Underwriters have a mountain of information to remember and apply correctly on each and every loan they...
How to calculate qualifying income? That phrase is uttered by many mortgage professionals, but the term is incorrect. The truth...
As an operations professional, you know that automated income analysis can make your organization run more smoothly and efficiently. However,...
As lenders, we have all heard of reps and warrants and programs like Day One Certainty (D1C), but do we...
