Blueprint

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Blueprint Pricing

We’ve designed our Blueprint pricing model to suit the operational and long-term planning goals of any lending entity’s underwriting teams, thus ensuring they achieve accuracy and consistency and secure the best deal to make the right decisions.

IncomeXpert Pricing & Features

The core IncomeXpert and IncomeXpert PLUS products are identical in all tiers. 

Costs vary based on monthly loan volume and duration of contract.  Contact sales for details.

MONTHLY ANNUAL
Best Fit 20-50 loans/mo Up to 10,000 loans/mo
Account Access Fee $100 / mo Billed Annually
IncomeXpert $6.00 Priced per-loan
IncomeXpert PLUS $35.00 + $0.14 per page uploaded Priced per-loan + pages uploaded
IncomeXpert API Not available Included
Reps and Warrants Limited Full
LOS Integrations N/A Available
Single Sign On N/A Available
Underwriting Training N/A Group Training (Quarterly)
Support Email Email & Phone

Automate to eliminate human error

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Upload Tax Returns

Free your team from wasted time on manual data entry and the risk of human errors and typos.

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Hybrid Automation

Use IncomeXpert manually or add IncomeXpert PLUS where you need a boost. No rigid all-or-nothing plans here.

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Full Quality Control Review

All automation files have a full domestic Quality Control review before being released to the client.

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All Employed And Self-Employed Income

Single source of truth for all income analysis. Tax forms, W2, Paystubs, VOE, VOI, Profit and Loss.

Choose the Right Plan for Your Lending Needs 

Affordable & Flexible Pricing Plans

With the needs of underwriting teams in mind, our Blueprint pricing plans fall into two categories: IncomeXpert and IncomeXpert PLUS. Businesses can choose which product to use to best suit their budget and business needs. The flexibility of our pricing plans lets entities scale up per the requirements of their underwriting teams.

How Our Pricing Model Works

Annual plans offer lower per-loan and per-page costs, where our clients pay an annual access fee and receive monthly invoices for loan volume. The Blueprint pricing model your company chooses will depend on your anticipated loan volume.

Compare Plans: Find the Best Fit for You

Need help deciding what plan works best for your team?  Not sure how much automation you want or need?  Unclear how your loan volume will impact your bill?  Reach out to our sales team and we can model your loan volume, mix of employed, and self-employed borrowers to estimate your best option.

How does it work?

Upload Tax Returns

Upload your borrower’s tax returns and IncomeXpert PLUS will scan and extract the income data.  IncomeXpert PLUS will automatically create income sources with the data from the supplied tax returns.

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Review Loan

Once IncomeXpert PLUS has populated the loan data from the supplied tax returns, the lender can review the loan file, address attestations, and finalize the income. 

Advisories to Stay Ahead of Guidelines and Compliance

IncomeXpert includes over 200 income and agency advisories that alert underwriters if additional guidelines apply. With IncomeXpert, underwriters stay up to date with the latest industry guidelines to ensure calculated income is correct and guideline compliant. 

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Why Choose Blueprint?

Accurate & Error-Free Calculations

Our services enable underwriting teams to generate precise, error-free calculations that adhere to various guidelines, such as Freddie Mac, Fannie Mae, FHA, etc. This approach allows lender entities to save time on disputes and confidently close loans. We also provide calculation templates to make audits and investor reviews smooth.

Faster Loan Processing

Blueprint leverages innovative automation processes to expedite loan origination workflows accurately and without constant human intervention. Underwriting teams can eliminate repetitive checks and considerably reduce processing times to secure reliable results.

Easy System Integrations

Lending organizations can optimally integrate our advanced solutions, which feature multiple data formats and API configurations, with their existing technological infrastructures, causing no disruptions for optimized workflow processes and better business outcomes.

Flexible Plans for All Lenders

Regardless of the type of financial institution, our versatile platform offers scalable solutions and adaptive pricing plans that will cater to your business’s requirements and technological capabilities, thus aiding your organization in further growth.

Reliable Customer Support

Blueprint’s customer support team will assist you with any query or obstacle your organization may face. We offer assistance over the phone from Monday through Friday between 8:00 am and 7:00 pm (EST). You can also connect with our team via email. Call or email us to schedule a 30-minute demo session for your team, to get more insights, or to ask any questions. We’re always happy to help!

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Frequently Asked Questions

Absolutely.  We cover calculation errors, guideline errors, and data entry errors.  To read more about our Reps and Warrants click here.

Yes.  IncomeXpert PLUS is our product name for scanning and extracting data from tax returns and income documents.  Read more about our scanning capability here: IncomeXpert PLUS Overview

The FNMA Income Calculator is available to all ANNUAL plans.  Click to learn more about FNMA Income Calculator

All plans offer IncomeXpert and IncomeXpert PLUS allowing you to manually calculate income, or upload tax documents to have them scanned and analyzed.

Annual plans add the following:

  • LOS integration
  • API integration
  • Single sign on
  • Training
  • Full Reps and Warrants
  • Phone + email support

The annual plan gives you lower per-loan and per-page costs.  

Clients will pay the account access fee once annually and receive monthly invoices for their usage.

Monthly plans are flexible options for small teams and solo users. Clients are invoiced monthly for their usage and account access fee. Users can cancel at any time.

Monthly users do not have access to

  • FNMA Income Calculator
  • LOS Integrations
  • API access

Monthly users have limited Reps and Warrants and support.

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Testimonial

I like that it is very user-friendly, especially with the aspect of changing calculation methods accordingly, per loan product type. It is nearly impossible to do an incorrect income calc with this software!
Christie H,
Christie H, Freedom Mortgage
It’s a great product, and provides so much relief in underwriting.
William C,
William C, JC Bank
User Friendly, And graphical representation make simple to understand.
Anil A,
Anil A, American Heritage
I love that it consistently updates to the changes in rules and regulations for representatives. I love that I know that my income calculations will be the same no matter who on our team calculates it. That consistency is vital to fair lending, compliance and overall a strong loan portfolio!
Jean M,
Jean M, Heritage Bank
It is very easy to calculate the income on Blueprint and the beautiful thing is you will get a detailed report generated which you and further review.
Samad S,
Samad S, Better Mortgage
Everything about the software is awesome! Ever since I became a user back in 2016, my income calculations have gotten better, and my understanding of income has improved. I would recommend this program to any mortgage company, loan officer, or loan processor.
David R,
David R, East West Bank
Very helpful additional information to maneuver through the steps of income calculations.
SheliaState Employees' Credit Union
The tools that Blueprint provides make calculating all types of income easy and efficent. There are alerts when there are items that needs to be addressed/reviewed along with helpful reminders. Saves me so much time using Blueprint!
JeniVillage Capital
We have been using the software for about 2 years and it has been the best income calculation tool we have ever used. Not only has it been extremely valuable to our underwriting staff, but it has given our processors and loan officers an additional resource to assist on the sales end of the transaction.
KevinGold Star Mortgage
Great company and best of all they understand income.
MarkCEO - Mortgage 1
BluePrint has been a huge asset to our organization; especially with the ongoing transition to secondary market. This tool has helped align our current income policies to what’s required in the secondary market, while giving the opportunity to staff at learning something different and gaining this additional knowledge
KendraState Employees Credit Union
BluePrint offers ultimate ease of income calculation and analysis. The output is most reliable and industry acceptable.
KanishkaInstaMortgage

Read more reviews here:

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Got Questions?​

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