IncomeXpert PLUS
IncomeXpert PLUS scans income and tax documents to automate income analysis and eliminate human data entry.
Watch our overview
Automate to eliminate human error
Upload Tax Returns
Free your team from wasted time on manual data entry and the risk of human errors and typos.
Hybrid Automation
Use IncomeXpert manually or add IncomeXpert PLUS where you need a boost. No rigid all-or-nothing plans here.
Full Quality Control Review
All automation files have a full domestic Quality Control review before being released to the client.
All Employed And Self-Employed Income
Single source of truth for all income analysis. Tax forms, W2, Paystubs, VOE, VOI, Profit and Loss.
Income Types Supported
Employed (W2)
Employed (Paystub)
Employed (VOE / VOI)
Rental Income
Schedule 1
Schedule C
Schedule E
Schedule F
1065 & K1
1120
1120S & K1
Workflow
You upload the documents, we scan them and determine what income is present and who it belongs to. We extract the data and set up income calculators for you automatically.
01
Create
Create a loan and add the borrowers. This tells IncomeXpert PLUS which borrowers to target during the scan.
02
Upload / Scan
Upload tax returns, W2, VOE, or VOI to start the automated income analysis process.
03
Quality Control
IncomeXpert notifies you that the scan and QC checks are finished.
04
Report
IncomeXpert notifies you QC is complete and you can review your full income report.
What about data entry errors?
We have you covered with IncomeXpert PLUS. A data entry error can ruin correct arithmetic and guideline compliance. We can remove the human error from data entry and provide full reps and warrants against data entry errors by using IncomeXpert PLUS.
IncomeXpert PLUS allows your team to upload tax returns, VOE, paystubs and other income documentation and our software will scan and extract the data from the form. Many companies can do this, scanning and extracting data is nothing new to the mortgage industry. Blueprint has refined this technology and gave it a smart workflow to ensure you get quality data.
OCR Isn’t Perfect
Scanning technology is not perfect. Everyone knows this, so how can we reliably use it? Blueprint created two independent scanning solutions using diverse technologies. We scan and extract each page twice. When we get a disagreement between the two, it is routed to a US-based human auditor to correct any discrepancy.
The end result is you get assurance, and full reps and warrants, that the income data is entered correctly. For a full list of income types and document types that we support, please consult this article.
A Complete Income System
IncomeXpert and IncomeXpert PLUS gives your team complete coverage for all income types across the five major agencies, combined with full reps and warrants against income calculation error, as well as data entry error. IncomeXpert is a one stop shop for your entire operation.
As Seen In / As Used By
Testimonial
I like that it is very user-friendly, especially with the aspect of changing calculation methods accordingly, per loan product type. It is nearly impossible to do an incorrect income calc with this software!
It’s a great product, and provides so much relief in underwriting.
User Friendly, And graphical representation make simple to understand.
I love that it consistently updates to the changes in rules and regulations for representatives. I love that I know that my income calculations will be the same no matter who on our team calculates it. That consistency is vital to fair lending, compliance and overall a strong loan portfolio!
It is very easy to calculate the income on Blueprint and the beautiful thing is you will get a detailed report generated which you and further review.
Everything about the software is awesome! Ever since I became a user back in 2016, my income calculations have gotten better, and my understanding of income has improved. I would recommend this program to any mortgage company, loan officer, or loan processor.
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