Covers all income types and best practices for calculating and verifying borrower income accurately.
One great thing about being involved with UberWriter is the chance to discuss different topics with mortgage professionals from different positions and companies. This allows quite a variety of questions
When I am teaching about underwriting topics, Allregs makes some guidelines very clear which leaves no room for any grey area. Then there are those guidelines that are just vague.
05/20/2019 Update We are updating our post on how to use the Form 91 from FHLMC. To confirm you are using the correct Form 91 form be sure that you
Ever wonder why the IRS tax code is currently at 74,608 pages of information? (and yes, this is a rhetorical question). I am convinced it is a ploy to drive
If you have ever worked with a borrower who is an excellent saver but is coming up short on DTI ratio you might be able to use this extra trick
I would bet at one time or another you have Googled Freddie Mac Form 91 and gave it a try. The purpose of this form is to create a uniform
I have often said that growing a business has many similarities as raising kids. Every business owner knows that you must spend countless hours helping to form and support your
When I worked as a mortgage recourse auditor, I had to play a game daily called “where’s waldo”. I am sure you have heard of this game where you look
I had an interesting question come in a few weeks back. At first it seemed like a “1 in a 1000 issue” but a few days later another person had
Over the last twelve months I have been confronted with quickly learning the in’s and outs of Fannie Mae Day 1 Certainty program, this blog is just about the income
