Income & Earnings

Working in the mortgage business means you get a little more involved in your clients life then the typical financial transaction. Speaking for myself, that is an enjoyable part of

COVID 19 continues to create challenges with determining income for borrowers with more complex pay types such as self employment. The most common questions for a self employed borrower is

Most of us have yearly traditions, for example I completed my second year of spending New Years Eve in Florida versus good old snowy Michigan!  Although this is a new

When I read LinkedIn from time to time, I have seen some funny memes on why people’s loans have died during the underwriting process.  You know the culprits such as

In my last blog, I set the stage on practical applications for the new RU/RSU income.  I also went over some of the guidelines which outline when and how the

I was at a compliance conference a few weeks back in Pontiac, Michigan, it was a great event put on by FIC Conferences.  I had a question come up about

Let’s imagine you got lucky while you were on your vacation to Australia and won $10,000 at the Crown Melbourne Casino and want to use that income to help pay

I have been writing blogs for UberWriter since 2013 on many different underwriting topics.  While putting together some training information I realized that I have zero blogs about P/L’s in

For those of us who have worked in the mortgage industry long enough to become comfortable and familiar with all the jargon and acronyms, it can be hard to remember