Dividend income tactics to get over a DTI hump
Sometimes you need that extra income to get your borrower over the DTI hump to move them from declined to qualified. One item that many
Sometimes you need that extra income to get your borrower over the DTI hump to move them from declined to qualified. One item that many
A few months ago we posted a blog focusing on the differences between the rental calculations for other properties the borrower owns when using either
Continuing on with part two of our blog series about the Fannie Mae Day 1 Certainty program, today we focus on the collateral section of
Good news for the mortgage lending world, we have an advocate in our marketplace who wants the same goals for our companies as we do!
As we wrap up 2016 and get ready for 2017 our team at Blueprint just wanted to take 2 minutes to say thank you! We
The National Mortgage News group (Source Media) just completed its first ever Digital Mortgage conference on Dec 8th & 9th in San Francisco CA. This conference was
I have two young adult children, my oldest is a senior in college this year. During his high school days and throughout his college time
I recently had a few discussions with some of our clients and blog followers about how different the REO calculations are between FNMA and FHLMC.
**updated 05/11/2019** Sometimes we have a borrower that is missing the AUS approval by a mere few dollars, nothing more heartbreaking than a 46% DTI
After years of working in underwriting when you look through enough loans it becomes easier over time to recognize a borrower’s income type. However there are
Of the questions I have received is if I can make a training video or instructions for the 1084 & 91 forms. Generally speaking my
Sometimes when you are underwriting the same question seems to come in “three’s”. Maybe it is timing, maybe happenstance, or maybe different people are asking the
Most Popular Income Type in the US In the world of underwriting the self-employed borrower gets a ton of attention. If you ask for underwriting
A few days ago I received a question about how to handle large deposits when the transaction is a refinance on a FNMA conventional loan.
When I was in school if you asked me what my favorite subject was I would have told you math. Not really because it was