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Over the last twelve months I have been confronted with quickly learning the in’s and outs of Fannie Mae Day 1 Certainty program, this blog

One of the more challenging areas in building UberWriter is getting agreement from FHA DE’s on the details of determining self-employed income. I spent my

Over the last few days we have been putting the final touches on our 2018 underwriting training courses launching March 2nd.  While I was reviewing

Off and on for the last few years I have been a volunteer financial coach at my church using the Financial Peace University program created by Dave Ramsey. This is a fantastic program that provides all you need to know about how to keep a “peaceful” balance of money in your life.

The conventional (FNMA/FHLMC) cash out delayed financing exception program seems to carry a lot of misinformation with the program.  I think the reason behind this top mistake is it isn’t a widely used program.  Unless you work at a lender where the sales staff has a good clientele of rehabbers or investment property purchasers, you may not see this program.

A question that has come up in our email box recently is “Can I use “other income” noted on the VOE”?  I think the increase of this question in our in-box  has to do with the increased use of Fannie Mae’s Day 1 Certainty program.  When I reply and ask a few questions it goes something like this.

Credit reporting agencies have changed the rules.  The question of judgments and tax lien payoffs has come up at multiple lenders.  Multiple different lenders have contacted me with questions from their team, here is the main question I receive.