One of the more unusual income types that you will run across is a statutory employee.  You can spot them right away when you are

We all can relate to those hard to find answers on questions about non occupant borrowers.  This has a lot to do with how infrequent an

Gift funds are still a top question I receive in underwriting, even though the rules have not really changed since I started in the mortgage

The answer to this question has changed for the better as of April 25, 2017.  Fannie Mae continues to improve and streamline the loan approval

When you have a borrower that has taken rental properties a little more serious the average rental investor and has multiple rental properties, how many

A few months ago we posted a blog focusing on the differences between the rental calculations for other properties the borrower owns when using either

Continuing on with part two of our blog series about  the Fannie Mae Day 1 Certainty program, today we focus on the collateral section of

While it’s not difficult, many people just “guess” if a borrower’s income qualifies to be grossed up.  I wanted to discuss this and remove the

Good news for the mortgage lending world, we have an advocate in our marketplace who wants the same goals for our companies as we do! 

As we wrap up 2016 and get ready for 2017 our team at Blueprint just wanted to take 2 minutes to say thank you!  We

The National Mortgage News group (Source Media) just completed its first ever Digital Mortgage conference on Dec 8th & 9th in San Francisco CA.  This conference was

I have two young adult children, my oldest is a senior in college this year. During his high school days and throughout his college time

I recently had a few discussions with some of our clients and blog followers about how different the REO calculations are between FNMA and FHLMC.