Many people have heard the rumors and seen the blogs and articles about the DTI going up to 50% announced in the new DU 10.1

When working with borrower’s just into retirement years they sometimes come with a unique challenge of FANTASIC credit, TONS of assets, but low-income due to

Everyone wants a good deal when buying their next home.  Some of the best deals are found on homes that have been foreclosed or purchased at

Mortgage, notes, and bonds due in under 1 year is a line item well known, but little discussed in the guidelines.  This single item on

One of the more unusual income types that you will run across is a statutory employee.  You can spot them right away when you are

We all can relate to those hard to find answers on questions about non occupant borrowers.  This has a lot to do with how infrequent an

Gift funds are still a top question I receive in underwriting, even though the rules have not really changed since I started in the mortgage

The answer to this question has changed for the better as of April 25, 2017.  Fannie Mae continues to improve and streamline the loan approval

When you have a borrower that has taken rental properties a little more serious the average rental investor and has multiple rental properties, how many

A few months ago we posted a blog focusing on the differences between the rental calculations for other properties the borrower owns when using either

Continuing on with part two of our blog series about  the Fannie Mae Day 1 Certainty program, today we focus on the collateral section of

Good news for the mortgage lending world, we have an advocate in our marketplace who wants the same goals for our companies as we do! 

As we wrap up 2016 and get ready for 2017 our team at Blueprint just wanted to take 2 minutes to say thank you!  We