Our goal is a factual side by side comparison to let clients make the best decision for their company. This information was compiled using publicly available information. If any information is incorrect please contact us at info@getblueprint.io and we will be happy to correct it.
Blueprint and Ocrolus both serve the mortgage industry and share some overlapping capabilities—but their core strengths and product philosophies are quite different. Blueprint was purpose-built as an income analysis platform for mortgage lenders. Ocrolus began as a document digitization tool and later added income calculation capabilities.
That foundational difference shows up in the products themselves. In the sections below, we’ll help you determine which platform is the better fit based on your goals, workflows, and operational needs.
Founded in 2013, Blueprint has established itself as a leader in income analysis with a focus on mortgage automation. Its flagship product, IncomeXpert, empowers lenders to reduce manual effort, eliminate errors, and support every income scenario across agency guidelines.
With support for both scanned documents and manually entered data, seamless Encompass LOS integration, and robust APIs for custom automation, IncomeXpert is designed to be the single source of truth for income analysis. If you’re looking to replace a patchwork of tools with a single, reliable solution, IncomeXpert is a compelling choice.
Lenders choose IncomeXpert for its:
FEATURE | IncomeXpert | Ocrolus |
---|---|---|
Supports all five major agencies (FNMA, FHLMC, FHA, VA, and USDA) | ![]() | ![]() |
Supports all income types per agency guidelines | ![]() | ![]() |
Document upload, scanning, and automated income analysis capability | ![]() | ![]() |
Manual income analysis worksheets. Save money by not uploading documents | ![]() | ![]() |
Manual override and live editing of data | ![]() | ![]() |
Document scanning quality assurance | ![]() | ![]() |
Supporting calculations: trending, liquidity, cash flow, and residual income | ![]() | LIMITED |
Underwriting compliance advisories | ![]() | ![]() |
Income opportunities advisories for maximizing borrower income | ![]() | ![]() |
Reps and warrants on income calculations | ![]() | ![]() |
Reps and warrants on guideline compliance | ![]() | UNCLEAR |
Reps and warrants on data extraction from scanning | ![]() | ADDITIONAL COST |
Role-based access controls | ![]() | ![]() |
Worflow and loan lifecycle controls. Limits access to certain roles at different stages of the loan (i.e underwriting) | ![]() | ![]() |
Full change log and audit history | ![]() | ![]() |
Encompass LOS integration | ![]() | ![]() |