FHA Guideline Changes - April 2025
Some changes are coming to FHA income analysis! Starting April 10, 2025, new changes outlined in the FHA 4000.1 handbook will impact how rental income and business cash flow are calculated.
Here is a summary of the changes we review in this months blog
Rental Income Adjustments – More alignment with Fannie Mae/Freddie Mac, including add-backs for mortgage interest, taxes, and HOA dues.- Schedule C, 1065, 1120S Changes – Clearer guidelines on business-use-of-home deductions and amortization adjustments.
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Avoid Overstating Income – Understanding these refinements is key to accurate calculations. IncomeXpert will automatically integrate these updates, ensuring compliance and accuracy.
Watch the full breakdown in our latest video blog!