Happy New Year 2024 from the Blueprint Team, and welcome to our Zone Of Confusion Blog PART TWO. Posting these blogs has become a tradition

Happy New Year 2024 from the Blueprint Team, and welcome to our Zone Of Confusion Blog, which has become a tradition for us to post

At Blueprint we get all kinds of questions on how to calculate different types of income through our support email.  In a recent email, the

Securing a mortgage for your borrower is exciting, but sometimes, you might find your borrower is on the edge of qualification. Imagine helping your borrower

When it comes to mortgage qualification, understanding the concept of non-taxable income and the practice of grossing up becomes crucial. In this post, we will

Over the years I have seen many borrower applications with rental real estate as part of a borrower’s financial picture. Personally, I think the increase

As more and more people pursue a side hustle to supplement their income, one smart investment option that many people are diving into is the

New Year’s  is an interesting holiday to me. It is the only holiday that seems to prompt the most change in people’s lives. When you

When I was in the Army, getting instructions from Army manuals or from higher ranks was often “clear as mud,” meaning that even though you

ACES reports income errors lead loan defect reasons 11th straight quarter When I write a blog headline, I try to balance the blog name between

The effects of COVID-19 are still being felt in the economy in many ways, like housing shortages, missing chips to sell new cars, and getting

One of the lessons I learned during my underwriting career is that the most likely reason a borrower defaults is due to their DTI ratio

Freddie Mac Bulletin 2022-18 offers new method of income calculations for 1099 borrowers. The United States is looking at earning income much differently than it

FHA has recently amended their guidelines to allow more flexibility to calculate income for borrowers whose variable income was affected by the COVID 19 pandemic